Alternative sources of finance

We want to support your business but it’s not always possible for us to offer you lending. In these situations, we’d like to help by giving you some information about other sources of finance and support that may be available to you. 

While we don’t endorse or recommend any particular source on this list, it may help you to get started on finding other ways to get the finance you need for your small to medium sized business.

If your application has not been successful, you have the right to request a referral within 30 days to a Government Designated Finance Platform who will seek to match your business’ needs with the most suitable lender for your circumstances.

If you would like to request a referral to the Government Designated Finance Platforms, then please call us on 0800 681 6684 within 30 days. We’re available Monday to Friday 9am to 5pm.

Santander UK plc will not receive any commission and is acting as a credit broker and not as a lender.

Government Designated Finance Platforms

"Business Finance Compared connects small business with the finance they need to grow in a clear, transparent and independant way."Find out more
"Funding Options specialise in finding finance for businessess who've been told 'No' by other funders, helping you to quickly scan the wider market and to make lenders compete to work with you."Find out more
"One quick search with Funding Xchange returns indicative offers from lenders who want to fund your business"Find out more
"Business Banking Insight (BBI) is an independent website that has been designed to share real small and medium businesses banking experiences across different products and services."Find out more

General help and support services

"Better Business Finance offers information on a wide variety of finance providers from across the UK, including business angels, regional funds and government schemes."Find out more
" is an easy-to-use search engine for businesses to find a suitable local mentor."Find out more

Alternative Funding

"Crowdfunder use the power of the crowd. People donate money in exchange for non-financial rewards, normally given through business activities."Find out more
"Funding Circle is an online peer-to-peer lender which provides loans by allowing individual investors to lend money directly to small businesses."Find out more
"Start Up Loans is a government funded scheme operating across the UK providing loans, mentoring and other support to start ups and early stage businesses."Find out more

Where Next?

Suitable for

  • SMEs thinking of applying for finance for growth
  • Businesses that have had applications declined.


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