Invoice finance

Santander Invoice Finance gives an injection of cash against outstanding invoices.

Available to

  • Small and large companies looking to meet payment gaps, ease working capital and move forward with future orders or services.
  • Ideally suited for start-up businesses.

Key features

  • We release up to 90% of invoice value.
  • You gain cash against the value of your invoices as they are raised.
  • We can offer optional managed invoice collections from your customers.
  • You can track your account online 24/7 with our secure client access service.

How it works

Unpaid and late invoices constrict cashflow, making it a struggle to pay overheads and fund future work. 

Invoice finance is a tried and tested method of unlocking the value of unpaid invoices, providing companies with immediate access to their money, freeing up working capital and enabling them to fund current and future orders. 

Santander Invoice Finance can advance up to 90% of the value tied up in your invoices, providing you with a source of capital that is closely linked to your existing sales. So your funding is directly linked to the performance of your business. Please note that a small fee is applicable for this service. 

Tailored to suit your business

Because we understand that one size never fits all, our experienced invoice finance specialist will work with you to tailor a service that fits seamlessly with the way your business operates. You can work with us confidentially or disclose the service to your customers. And you can decide whether to continue to collect payments via your own credit controllers or use our service. 

Whichever options you choose, you will benefit from cash advances on your existing invoices and a flexible, tailored service.


All lending is subject to status and our lending criteria. The right to decline any application is reserved.