Santander Corporate and Commercial customers can make international payments in a range of currencies, using Telephone Banking or our online banking service, Santander Connect.
You don’t necessarily need to have an account in the payment currency, as Santander can convert your payment into the currency needed. Your customers can also pay you directly into any of your accounts, without first having to convert their payment into the currency of your account. In these cases, Santander will automatically convert the payment and credit your account.
For both types of automated currency conversions, we use exchange rates that are updated regularly throughout the day, so we apply the latest exchange rates to your payments. We also settle currency payments as quickly as our systems allow, based on the market timings in the currencies we are converting. This means that, depending on the currencies involved, the beneficiary’s bank (or your account) may be credited with the funds on the same day as the payment was made.
Use the calculator to work out cut-off times and settlement dates
Full details of the settlement dates and cut-off times are shown by clicking the link to the calculator below. Just enter the currency of the account you want to debit, and the currency you want to send, and the calculator will give you the cut-off time and settlement/value date.