Connect all business bank accounts
Easily request and send payments
No chargebacks or card fees
What is the CashFlow Manager app?
CashFlow Manager is currently only available to our clients participating in our pilot. If you're interested in participating in the pilot, please speak to your Santander Corporate & Commercial relationship team. Transaction fees will apply following the pilot period.
CashFlow Manager allows you to connect and view all your UK business bank accounts (even non-Santander accounts) in one place.
Within the app, Santander’s partner, tomato pay provides businesses with a QR-code based payments functionality to request and receive payments in just a few clicks.
Together, the CashFlow Manager app by Santander | tomato pay is a simple, effective way to connect multiple business bank accounts, manage cash flow and is a highly cost-effective way for businesses to receive payments from customers.
How it can help your business
- Connect all business bank accounts.
- View all incoming and outgoing transactions from connected accounts.
- Transactions are automatically analysed and categorised.
- Easily request and send payments using tomato pay.
- Payments are settled instantly.
- No chargebacks or card fees.

Security and privacy
Your security is always our number one priority. We’ve designed the app so that you authenticate with your phone’s built-in biometric functionality. This way your business’ finances continue to stay safe and private.
Where next?
If you want to know more about the CashFlow Manager app, or you’re curious about the direct benefits for you and your business, we have several ways for you to get the answers that you’re looking for:
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CashFlow Manager is currently only available to our clients participating in our pilot. If you're interested in participating in the pilot, please speak to your Santander Corporate & Commercial relationship team. Transaction fees will apply following the pilot period.
tomato pay is a brand owned and operated by Fractal Labs Ltd.
Fractal Labs Ltd is authorised by the Financial Conduct Authority (FRN 813019).
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