- Day-to-day banking
Our day-to-day banking services cover everything you need to run your company finances, from accepting credit card payments to paying your bills.
At Santander, we understand that to expand your operation you need access to finance. Here you’ll find a range of options suited to short and long-term needs.
- International trade
We’re focused on bringing a fresh perspective to businesses with ambitions to grow beyond traditional markets.
Our extensive local networks and knowledge around the world means we’re ideally placed to support your international trade plans. Let us help you uncover the path to international success.
- Sectors expertise
Our sector specialists are here to help you prosper.
We understand the complexity and evolving needs of businesses in a wide range of industries. Our experts will work with you to help turn your aspirations into reality.
Real Estate Banking
At Santander we understand the real estate market and have been growing lending across all sectors.
Santander has been one of the few banks to grow its real estate lending to all sectors in each of the past seven years. In doing so, it has developed a reputation for reliability and delivering on promises.
Our business model is built on developing long-term relationships with our clients and understanding market dynamics, which allows us to adapt our lending facilities to meet the needs of individuals.
Each client has a dedicated Relationship Director who is the point of contact for all banking requirements, resulting in a more detailed understanding of the client’s business. This allows us to structure deals to meet client requirements and facilitate their business plans – whether they need a constant cash return to investors, a steady flow of capital for capex works or quick responses on property substitutions/disposals. Through our strong relationships and knowledge we are able to provide timely responses to facility proposals and our networks of real estate professionals enable us to complete facilities in tight timeframes.
- Senior debt for Commercial and Residential investment property term loans
- Senior debt for Commercial and Residential development finance
- Revolving Lines of credit
- Acquisition Lines
- Treasury Risk solutions
- We provide financing at all debt levels from £500,000 to over £100 million, through our Regional and Corporate Network
- Bespoke funding packages
- A variety of Leverages and Amortisation Profiles (including interest only) available
- Standard Loan Terms up to five years (seven years available under exceptional circumstances)
- All Real Estate Sectors and UK locations considered
- Portfolio and Single asset facilities
- Commercial & Residential Developments considered
- A variety of SPV structures considered
- Treasury Risk service included
The Residential Development Financing Platform
We understand the vital role that small and medium sized house builders play in contributing to the nation’s housing supply and recognise the challenges associated with obtaining development finance.
That’s why, in conjunction with Topland Group of Companies, we’ve formed a new and innovative UK Residential Development Financing Platform to help meet your financing need from start to finish.