International interest rates

The following base rates are used to calculate overdraft interest on currency current accounts.

Unarranged overdraft interest is charged at central bank base rate +25% for all currencies.

CurrencyCodeRate usedCentral bank websiteCurrent base rate (%)*
UAE DirhamAEDAE Repo Ratewww.centralbank.ae/en/2.7500
Australian DollarAUDAU Target Cash Ratewww.rba.gov.au/1.5000
Canadian DollarCADCA Target ON Ratewww.bankofcanada.ca/1.7500
Swiss FrancCHFSwiss Franc 3 Month Target LIBOR Ratewww.snb.ch/en/0.0000
Czech korunaCZKCZ 2W Repo Ratewww.cnb.cz/1.7500
Danish KroneDKKDK Lending Ratewww.nationalbanken.dk0.0500
EuroEURECB Refinancing Ratewww.ecb.europa.eu0.0000
Hong Kong DollarHKDHK Base Ratewww.hkma.gov.hk2.7500
Hungarian forintHUFHU Base Ratewww.mnb.hu0.9000
Israeli shekelILSIL Benchmark Interest Ratewww.boi.org.il/en0.2500
Indian RupeeINRIN Repo Rate Liquidity Adjustment Facilitywww.rbi.org.in/ 6.5000
Japanese YenJPYBank Of Japan FX Policy Rate Balancewww.boj.or.jp0.0000
Moroccan DirhamMADMA Monetary Policy Ratewww.bkam.ma/2.2500
Mexican pesoMXNMX Target Ratewww.banxico.org.mx/8.2500
Norwegian KroneNOKNorwegian Krone Domestic Interest Ratewww.norges-bank.no/en/0.7500
New Zealand DollarNZDNZ Cash Ratewww.rbnz.govt.nz/1.7500
Philippine PesoPHPPhilippine Peso Overnight Bond Repowww.bsp.gov.ph/4.7500
Polish ZlotyPLNPL Reference Ratewww.nbp.pl/1.5000
Swedish KroneSEKSweden Repo Ratewww.riksbank.se/en-gb/0.0000
Singapore DollarSGDSingapore Dollar Domestic Interest Ratewww.mas.gov.sg/1.5422
Thai BahtTHBTH Policy Ratewww.bot.or.th/English1.7500
US DollarUSDUS Federal Funds Target Ratewww.newyorkfed.org/2.5000
South African RandZARSouth African Rand Bond Repowww.resbank.co.za6.7500

*Current base rate (%) figures last updated on 18 January 2019.

Please note, where an International interest rate is negative these will be displayed as 0.00%.

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