The table below shows you the clearance times of your funds depending upon the instruction you have given.
|Instruction to transfer funds:||Funds will be debited from your account:||Funds should be available on:|
|Transfer online to another of your accounts registered with online banking||Same Banking Day||Same Banking Day|
|Transfer to another of your accounts by speaking to a customer adviser by phone before 5pm||Same Banking Day||Same Banking Day|
|Faster Payments Single Immediate Payment5||Same Banking Day||Within 2 hours|
|Faster Payments Future Dated Payment5||Date Specified||Date Specified|
|Sponsored Bacs payment online before 7pm||3rd Banking Day||3rd Banking Day|
For other types of transaction, such as payments by card, the funds may not show as being debited on your account until the next banking day.
So please ensure there are enough funds in your account to cover any payments or charges that may be debited on that day.
You’ll earn interest on any electronic deposit from the day we receive it. Please see your Terms and Conditions for more information.