Using your Santander Corporate Debit Card abroad - fee calculator
When you use your Santander Corporate Debit Card to make a purchase from an overseas merchant, or to make a withdrawal at an overseas cash machine, you may be offered the options of paying in local currency, or in Pounds Sterling. This calculator will help you understand how much your transaction could cost you in Pounds Sterling if you choose the “pay in local currency” option. Please also read the important additional information on this page about exchange rates and how the calculator works.
General information about using your Santander Corporate debit card outside the UK
You may be offered two options when using your card outside the UK to make a purchase or to withdraw funds from a cash machine:
- Pay in local currency – Santander converts to Pounds Sterling using the Visa daily exchange rates (depending on your card type) and may charge you a foreign currency conversion fee depending on the account you have.
- Pay in Pounds Sterling– the retailer/foreign bank will handle the conversion and may charge you a fee.
When you use your card abroad and the retailer/cash machine provides you with the equivalent figure for paying in Pounds Sterling, you can compare it with the figures from this calculator to help you decide which option to take.
NOTE: You should be aware that if you are using your card abroad there may be other fees to consider that are not accounted for in the calculator, for example those charged by an ATM for service.
Important information
This calculator is for illustrative purposes only based on the information provided.
Please refer to the Fees and Charges Factsheets for specific details about your product
The exchange rate used for processing a transaction may differ from the rate that applied on the actual date of the transaction because exchange rates vary on a daily basis and transactions are not always processed on the day they occur. The exchange rate used when the transaction is processed and the amount of the transaction in sterling after the application of the exchange rate will be detailed on your statement.