About Santander UK

About Santander Business Accounts UK Photo

We believe that customers should be at the heart of all that we do. We want to create a new banking standard in which customer relationships come first.

Santander UK manages its affairs autonomously, and is run by a local management team solely and fully accountable for our performance. We take deposits in the UK and lend only to UK businesses and individuals. Our success is built on a focus on retail and commercial banking. We have consistently delivered strong financial results with profits and revenues that are balanced by strict cost-management and responsible lending. This has enabled us to be one of the most efficient financial service providers* in the UK.

Part of Santander UK, Santander Corporate & Commercial Banking operates through 35 regional corporate business centres located across the UK, each providing dedicated relationship banking support to medium and large business who require a relationship managed service and have more comprehensive banking, international business or larger lending needs. Our Corporate Banking team focuses on offering structured finance and tailored products and services to businesses with a turnover above £50 million. Small to medium sized start-up or established businesses with straightforward banking needs and up to two directors, owners or partners are supported by our Business Banking team and network of Local Business Managers.

Also aimed at the SME sector, Santander’s Breakthrough programme offers qualifying fast-growth companies funding and access to advice and networking.

* Source: Internal analysis of cost: income ratio of main UK peers (2) based on published results for December 2012. 

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